New manufacturing or service units exploring the PMEGP route.
A new manufacturing or service business starts with a practical plan. Explore the PMEGP new-unit pathway, project preparation and the official application process.
AI-created informational composite. Leader portraits and logos identify the subject; no government affiliation or endorsement.
StructureCredit-linked support
New-unit routeA new enterprise
DecisionOfficial assessment
✓ English & Telugu support✓ Callback enquiry only · No approval guarantee✓ Independent loan guidance · Not a bank or government agency
Scheme overview
Build the plan before you build the business.
The Prime Minister’s Employment Generation Programme supports eligible new micro enterprises through a credit-linked margin-money programme. KVIC is the national nodal agency; implementing agencies and banks have distinct roles in processing and appraisal.
The new-unit route combines the applicant’s own contribution with bank finance and eligible programme assistance under the applicable rules. Assistance is conditional, not an upfront payment from this website. Confirm current guidelines and programme continuation before committing to a project.
PMEGP supports eligible new micro enterprises through a credit-linked programme. Project eligibility, own contribution, training and assistance depend on current official guidelines.
Why explore this pathway?
What this pathway can help you prepare
01
A project-first approach
Prepare costs, equipment needs and a realistic business plan.
02
A defined official process
Follow the programme portal and the implementing agency’s requirements.
03
Conditional programme assistance
Understand contribution and assistance rules before making commitments.
A structured route for new enterprise proposals
Official application and lender appraisal
AI-generated illustrative image. Not an actual customer or approval story.
NEW UNIT • SMALL MANUFACTURING
Turn a manufacturing idea into a practical project.
This illustrative paper-plate unit shows the equipment, raw materials and workspace behind a new enterprise. Prepare the project costs and check the official new-unit requirements before applying.
AI-generated illustrative image. Not an actual customer or approval story.
NEW UNIT • FOOD PROCESSING
Plan the process, not just the product.
A spice-processing venture needs suitable machines, a hygienic workspace and a clear production plan. Use realistic cost estimates and confirm the applicable official project requirements.
✓Individuals above 18 years of age, subject to current official new-unit guidelines.
✓A new eligible micro-enterprise project; activities on the negative list are excluded.
✓Education, own contribution, training and other project conditions must be checked for the proposed sector and cost.
New units meeting the current programme rules
Previously subsidised units are generally excluded from the new-unit route
How to get started
From a first conversation to an official application
01
Prepare the new-unit proposal
Describe the proposed activity, project cost and your contribution.
02
Check the programme rules
Review the official eligibility, negative list and training requirements.
03
Submit through the official route
Use the PMEGP portal and follow the implementing agency’s instructions.
04
Complete appraisal and conditions
The bank assesses the proposal; training and other formalities may apply.
Prepare your documents
Your document preparation checklist
Keep documents ready for the official application. Do not send sensitive identity documents through this form.
↳Project report with activity, costs, funding and employment plan
↳Equipment quotations and proposed business-location details
↳Age, identity and address documents for the official application
↳Education, category or other certificates where required under the guidelines
02
ILLUSTRATIVE BUSINESS SCENARIO
A new food-packaging unit, still at the planning stage.
Illustrative example: an entrepreneur estimates machinery, premises and working-capital costs for a new packaging unit. They verify whether the activity and project meet PMEGP rules before applying officially. This is not a funded-project claim.
PMEGP Loan
Questions about this pathway
Can an existing business use this form for a PMEGP new-unit enquiry?+
This page and form concern the new-unit route and therefore offer the new-business stage. Existing-unit upgradation or second-loan provisions must be checked separately through the official programme.
Will a subsidy be paid when I submit this enquiry?+
No. Margin-money assistance is governed by the programme rules and official process. A callback enquiry on this website neither sanctions a bank loan nor releases assistance.
Do I need a project report?+
A project proposal is central to the official application and bank appraisal. Prepare the business activity, project costs and supporting quotations; confirm the current portal checklist.
Does submitting this form guarantee a loan?+
No. This is a callback enquiry only. The lender or implementing authority decides eligibility, terms and approval.
Sources checked 17 October 2026. Confirm current rules before applying.
Independent information and enquiry service. We do not issue loans, represent the government, or guarantee approval, subsidies or interest rates.
English & Telugu support
Ready to discuss your business plans?
A short enquiry helps our team understand your needs. Approval and terms remain with the lender or implementing authority.
